Credit Analysis: From Fundamentals to Credit Approval

Credit Analysis Essentials: Risk Assessment, Ratios and Lending Decisions, From Qualitative Analysis to Monitoring.

Sub Category

{inAds}

Understand the purpose of credit analysis and the role of credit analysts within banks and financial institutions
Apply the risk–return framework to lending decisions and distinguish between systematic and unsystematic credit risk
Follow the standard credit approval workflow used in professional lending environments
Evaluate borrower quality using the 5 C’s of credit framework
Assess management quality, corporate governance, and business risk
Analyze industry dynamics, competitive positioning, and economic moats
Incorporate regulatory and macroeconomic factors into credit assessments
Spread and analyze financial statements for trend and performance evaluation
Interpret key liquidity, leverage, profitability, efficiency, and coverage ratios from a credit perspective
Differentiate between accounting income and cash flow for credit decisions
Analyze the statement of cash flows using both direct and indirect methods
Calculate free cash flow and assess debt service capacity using DSCR
Perform basic credit sensitivity and scenario analysis
Understand different loan structures, collateral types, and security arrangements
Identify and interpret credit covenants and their role in risk mitigation
Understand internal credit risk rating systems and ongoing credit monitoring

Q. How long do I have access to the course materials?
- A. You can view and review the lecture materials indefinitely, like an on-demand channel.
Q. Can I take my courses with me wherever I go?
- A. Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don't have an internet connection, some instructors also let their students download course lectures. That's up to the instructor though, so make sure you get on their good side!

{inAds}

Coupon Code(s)